Get $150 for signing up using my link: https://umb.royalreferralcenter.com/register?token=5d76e6a127cf5&via=tw
After successfully signing up using the link above, go to the branch and open the account with the same account details you provided on the link.
The UMB Convenience Checking account is the easiest to maintain. Make sure to sign up for online banking and then receive only electronic statements otherwise it’s $3. Also, keep at least $500 in balance to avoid the monthly service fee of $4.
There’s also an inactive account charge of $3 per month. I’m not sure how often activity needs to happen but I’ll be scheduling some ACH every month.
There’s also a dormant account charge of $5 per month. I’m not sure how often activity needs to happen but I’ll be scheduling some ACH every month.
There’s an account termination fee of $30 if it’s closed within 90 days of opening.
In order to receive the bonus, here are the requirements:
- Open a UMB Select Checking, UMB Value Checking, or UMB Convenience Checking account through the Referral Center
- Enroll in UMB Online Banking, set up bill-pay, and make three (3) or more online bill payments; AND
- Receive one (1) direct deposit of at least $250 into the account; AND
- Complete six (6) or more UMB Visa® debit card transactions (excludes ATM withdrawals).